Insurance for Bricklayers

Bricklaying comes with real risks, from accidental damage to tools left on-site. At CHAS Insurance, we make it straightforward to get covered. Whether you’re a sole trader or running a team, we tailor bricklayer insurance to fit your work and your liability needs. Get a fast quote today.

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Insurance for Bricklayers

Finding the right insurance for bricklayers shouldn’t take as long as pointing a chimney stack. The nature of the trade exposes you to risky situations every single day, be it working on new builds, extensions or restoration projects. From injuries on site to accidental damage to a client’s property, you need coverage for it all.

At CHAS Insurance, we understand the realities of working in the trade. We’ve helped countless bricklayers across the UK get the cover they need. Without the unnecessary jargon or hassle. Our policies can be built around your specific situation, whether you’re a sole trader working independently or managing a small crew. We’ll make sure you’re properly protected so you can focus on the work, not the what-ifs.

Talk to us today to discuss your options.

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We’ll contact you within 48 hours to discuss your insurance quote and get set up.

Bricklaying Insurance

Bricklayer insurance from CHAS covers the risks that are unique to your trade. Not a generic policy that barely scratches the surface. We work with specialist insurers to provide cover that reflects what bricklayers actually face on the job. Depending on your needs, a policy can include:

Public liability insurance: covering accidental injury or property damage caused to third parties
Employers’ liability: essential if you employ or subcontract other workers
Tools and equipment cover: protecting your kit whether it’s on-site or in the van
Contract works insurance: covering the work itself if it’s damaged before completion

Not sure what level of cover you need? Get in touch with our team and we’ll talk it through.

See What Our Customers Say

Corporate

“Running a construction business comes with enough challenges, so having a broker who makes insurance simple is a huge relief. They explained everything clearly, found us the right cover, and are always on hand when we need them. It gives us real peace of mind on every job.”

Kelly, Creative Building Projects Ltd

Tradesman

“Reliable, knowledgeable, and easy to deal with. They understand the construction industry and made sure we had the right cover in place from day one. Highly recommended.”

Tom, Do It All Construction

Corporate

“CHAS Insurance have been our ‘go to’ broker for the past 6 years and have always provided a stress-free renewal process with very competitive rates.”

Steve, Valley Provincial Ltd

Tradesman

“As a small business owner, having the right insurance is essential. They took the time to understand our needs and tailored a policy that gives us real peace of mind. Their customer service is responsive, friendly, and genuinely helpful. It’s refreshing to deal with an insurance provider that actually cares.”

Adrian, Padmans Builders

Corporate

“As a business, finding reliable insurance is non‑negotiable, and this company exceeds this. Their team take the time to understand our operations, identify potential risks, and build a policy that fits how we work—not just a generic package. The best part about our experience with Chas Insurance is that they always go above and beyond to make sure our needs are met and they are very responsive to any questions we may have.”

Sandra – Electroplan

Tradesman

“CHAS Insurance provided us with excellent service when arranging our liability insurance. They secured great cover at a competitive premium and made the whole process straightforward and hassle-free.”

Pankhurst & Clark Tiling Contractors Ltd

What Does Bricklaying Insurance Cover?

Knowing what bricklaying insurance covers is the first step to making sure you’re not caught out.

Public Liability Insurance For Bricklayers

At its core, a well-structured policy for bricklayers typically includes public liability insurance. This is the big one, covering you if a third party suffers injury or property damage as a result of your work. Beyond that, the cover you need will depend on how you operate. If you employ anyone, even casually, employers’ liability insurance is a legal requirement, not optional.

Tools and Equipment Cover

Tools and equipment cover is another key element, protecting your kit against theft, loss or accidental damage. Whether you’re on-site or parked up for the night. For longer or higher-value projects, contract works insurance covers the work in progress itself. So if something damages a partially completed structure before you hand it over, you’re not starting from scratch at your own cost.

Personal Accident Cover

Personal accident cover is worth considering too, particularly for sole traders who don’t have the safety net of sick pay. The right combination of these gives you a policy that actually reflects the realities of bricklaying. Not a one-size-fits-all product that leaves gaps where you need protection most.

Speak to our advisors to find out more about protecting your bricklaying business.

Supporting Accredited Bricklayer Contractors

CHAS Insurance works with contractors that need to meet the requirements of schemes including CHAS, Constructionline and SafeContractor.

Commercial and public-sector clients may ask for specific insurance limits before awarding work.

We can help arrange suitable cover and provide the required documentation.

Get a Bricklaying Insurance Quote

Getting a bricklaying insurance quote with CHAS is quick and free of unnecessary fuss. We’ll ask you a few straightforward questions. What is the nature of your work? What size is your operation? Which level of cover are you looking for? And we’ll come back to you with options that actually make sense for your situation.

We also offer a full range of tradesmen insurance products. So, if you need cover for related work or for other members of your team, we can help there too. One call can sort more than you’d think.

We work with contractors accredited by the following organisations…

Frequently Asked Questions

Do I need bricklayer insurance if I’m self-employed?

You’re not legally required to hold public liability insurance as a sole trader. However, many contractors and principal employers will insist on it before letting you on-site. Beyond contracts, it’s simply good practice. One claim for accidental damage or injury without cover could cost far more than years of premiums. Most self-employed bricklayers find it an essential part of operating professionally.
Does bricklayer insurance cover damage caused to a client’s existing property?

Yes, bricklayer insurance covers damage caused to a client’s existing property. This is typically covered under public liability insurance. If you accidentally damage a client’s existing structure while carrying out your work, your policy should pick up the cost of repair or compensation. It’s one of the most common claims in the trade and an important reason to have robust cover in place.
Will my tools be covered if they’re stolen from my van overnight?

Tool and equipment cover depends on your policy. Many standard tools cover policies include theft from a locked vehicle. But some have restrictions on overnight storage or apply higher excesses for van theft. It’s worth being specific about how you store your tools when arranging cover. At CHAS Insurance, we’ll make sure you understand exactly what’s included. No nasty surprises when you come to claim.
What’s the difference between public liability and employers’ liability for bricklayers?

Public liability covers claims made against you by third parties, for injury or property damage caused by your work. Employers’ liability is a legal requirement if you employ anyone, including casual workers or labour-only subcontractors, and covers claims made by your own workers. Many bricklayers need both, particularly if they regularly bring in extra help on larger jobs.
Does bricklayer insurance cover contract works, such as a wall that’s damaged before it’s finished?

Contract works insurance protects partially completed work if it’s damaged by fire, flood, vandalism or accidental impact before the job is handed over. As a bricklayer, this can be vital on longer projects where a significant amount of labour and materials could be lost. It’s an optional add-on but one well worth considering for any substantial build.