Expert Insurance Solutions for Hands-On Construction Businesses

CHAS Insurance offers specialist business and contractor insurance across all sectors, combining tailored, cost-effective cover with exceptional service to help save your business time and money.

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Tailored Cover for UK Trades & Contractors

Rapid Claims Support, 24/7

Transparent Pricing & No Hidden Fees

Trusted Insurance for Contractors

CHAS Insurance provides tailored insurance for contractors and businesses across all sectors, delivering cost-effective cover and high-quality service that saves you time and money.

Welcome to CHAS Insurance

CHAS Insurance delivers exceptional customer service and comprehensive business insurance solutions tailored to your needs. Our specialist team continually compares the market to secure competitive, comprehensive quotations from our trusted panel of insurers.

From sole traders and tradespeople to large corporate entities, we support businesses of all sizes across every line of commercial insurance.

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Business Insurance

CHAS Insurance provides tailored, cost-effective commercial business insurance by sourcing flexible cover from a wide panel of insurers to suit any trade or industry.

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Public Liability

Public Liability Insurance protects your business against costly third-party claims for injury or property damage caused by your negligence, making it essential for any business that interacts with the public.

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Employers Liability

Employers Liability Insurance is a legal requirement that protects your business against compensation claims from employees who are injured or become ill as a result of their work.

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Fleet Insurance

CHAS Insurance provides flexible, cost-effective Motor Fleet Insurance for businesses with three or more vehicles, combining tailored cover with simplified administration and potential savings.

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Professional Indemnity Insurance

Professional indemnity insurance protects businesses that provide advice or professional services against claims of negligence, mistakes, or breaches of confidentiality that result in a client’s financial loss.

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Commercial Combined Insurance

CHAS Insurance has a number of specialist schemes for Commercial Combined and Small Business Insurance for all types of trade.

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Contractors All Risk Insurance

CHAS Insurance provides Contractors All Risks cover for construction projects, materials, and third-party liabilities, with flexible options for single or multiple projects.

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Commercial Legal Expense Insurance

CHAS Insurance offers tailored Commercial Legal Expenses Insurance, helping businesses protect against legal disputes, tax investigations, employment issues, and property claims with expert support at the right price.

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Construction reading through insurance documents

Directors & Officers Insurance

CHAS Insurance provides Directors & Officers Insurance, protecting company leaders and their businesses from legal claims, personal liabilities, and employment disputes in an increasingly litigious environment.

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Our Simple Three-Step Process

Answer Questions
You’ll receive a series of questions to answer to give us more information.

We’ll Be In Touch
We’ll contact you within 48 hours to discuss your insurance quote and get set up.

From Small Contractors to Large Building Companies – We’ve Got You Covered

Tradesman
Mid Market
Corporate

Whether you’re a sole trader starting out or managing a large construction firm with multiple sites and employees, CHAS Insurance provides tailored cover designed around your business.

We understand that risk evolves as you grow. Our experienced team works closely with you to arrange the right level of protection at every stage, from individual tradespeople to established building contractors operating at scale.

With access to a wide panel of specialist insurers, we secure comprehensive, competitively priced cover that protects your business today and adapts as it expands.

We Specialise in Insurance for Building Contractors

CHAS Insurance is a trusted specialist in insurance for building contractors across the UK. With extensive experience in the construction sector, our team understands the risks you face, from site liabilities and contract requirements to plant, tools and workforce protection.

We take the time to understand how your business operates before advising on the right level of cover. By comparing options across our carefully selected panel of insurers, we secure comprehensive, competitively priced protection tailored to your specific needs.

Whether you’re an independent builder or managing multiple projects and teams, we’ll ensure your insurance is structured properly and priced fairly.

If you’d like to discuss your requirements, speak to our team today and discover how CHAS Insurance can support your business.

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See What Our Customers Say

Corporate

“Running a construction business comes with enough challenges, so having a broker who makes insurance simple is a huge relief. They explained everything clearly, found us the right cover, and are always on hand when we need them. It gives us real peace of mind on every job.”

Kelly, Creative Building Projects Ltd

Tradesman

“Reliable, knowledgeable, and easy to deal with. They understand the construction industry and made sure we had the right cover in place from day one. Highly recommended.”

Tom, Do It All Construction

Corporate

“CHAS Insurance have been our ‘go to’ broker for the past 6 years and have always provided a stress-free renewal process with very competitive rates.”

Steve, Valley Provincial Ltd

Tradesman

“As a small business owner, having the right insurance is essential. They took the time to understand our needs and tailored a policy that gives us real peace of mind. Their customer service is responsive, friendly, and genuinely helpful. It’s refreshing to deal with an insurance provider that actually cares.”

Adrian, Padmans Builders

Corporate

“As a business, finding reliable insurance is non‑negotiable, and this company exceeds this. Their team take the time to understand our operations, identify potential risks, and build a policy that fits how we work—not just a generic package. The best part about our experience with Chas Insurance is that they always go above and beyond to make sure our needs are met and they are very responsive to any questions we may have.”

Sandra – Electroplan

Tradesman

“CHAS Insurance provided us with excellent service when arranging our liability insurance. They secured great cover at a competitive premium and made the whole process straightforward and hassle-free.”

Pankhurst & Clark Tiling Contractors Ltd

Start with Liability & Build Complete Protection

Liability insurance forms the foundation of a well-protected business. Whether its public liability, employer’s liability or professional indemnity, the right cover protects you against claims, legal costs and unexpected disruption.

At CHAS Insurance, we don’t stop at the basics. We structure your cover so each policy works together, safeguarding your workforce, your contracts, your reputation and your long-term growth.

From meeting legal obligations to strengthening contractual credibility, we help you put the right protection in place from day one.

Supporting Accredited Contractors Across the UK

We work closely with contractors who hold recognised industry accreditations and understand the insurance standards these schemes require.

Our team regularly arranges cover for businesses accredited by organisations such as IOSH, Constructionline, CHAS, Gas Safe Register, SafeContractor and SMAS Worksafe. We understand the documentation and compliance obligations often needed to secure and maintain these approvals.

Whether you’re tendering for larger contracts or maintaining your accreditation status, we ensure your insurance programme aligns with the standards expected of your business.

We work with contractors accredited by the following organisations…