Expert Insurance Solutions for Hands-On Construction Businesses

CHAS Insurance offers specialist business and contractor insurance across all sectors, combining tailored, cost-effective cover with exceptional service to help save your business time and money.

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Tailored Cover for UK Trades & Contractors

Rapid Claims Support, 24/7

Transparent Pricing & No Hidden Fees

Insurance for Contractors

CHAS Insurance provides high levels of customer service and a wide range of insurance products, our aim is to save you time and money with our specialist team constantly comparing the business insurance markets to locate comprehensive and competitive quotations available through our panel of insurers We deal with all lines of Business Insurance. We can help all business sizes within the commercial insurance industry from Tradesman to Corporate Entities.

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Business Insurance

CHAS Insurance provides tailored, cost-effective commercial business insurance by sourcing flexible cover from a wide panel of insurers to suit any trade or industry.

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Public Liability

Public Liability Insurance protects your business against costly third-party claims for injury or property damage caused by your negligence, making it essential for any business that interacts with the public.

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Employers Liability

Employers Liability Insurance is a legal requirement that protects your business against compensation claims from employees who are injured or become ill as a result of their work.

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Fleet Insurance

CHAS Insurance provides flexible, cost-effective Motor Fleet Insurance for businesses with three or more vehicles, combining tailored cover with simplified administration and potential savings.

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Professional Indemnity Insurance

Professional indemnity insurance protects businesses that provide advice or professional services against claims of negligence, mistakes, or breaches of confidentiality that result in a client’s financial loss.

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Commercial Combined Insurance

CHAS Insurance has a number of specialist schemes for Commercial Combined and Small Business Insurance for all types of trade.

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Contractors All Risk Insurance

CHAS Insurance provides Contractors All Risks cover for construction projects, materials, and third-party liabilities, with flexible options for single or multiple projects.

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Commercial Legal Expense Insurance

CHAS Insurance offers tailored Commercial Legal Expenses Insurance, helping businesses protect against legal disputes, tax investigations, employment issues, and property claims with expert support at the right price.

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Construction reading through insurance documents

Directors & Officers Insurance

CHAS Insurance provides Directors & Officers Insurance, protecting company leaders and their businesses from legal claims, personal liabilities, and employment disputes in an increasingly litigious environment.

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Our Simple Three-Step Process

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We’ll contact you within 48 hours to discuss your insurance quote and get set up.

Expert Insurance Solutions for Contractors of All Trades

Tradesman
Mid Market
Corporate

From small independent contractors to large construction and building firms, CHAS Insurance provides tailored insurance solutions to suit businesses of every size. Our experienced team understand the unique risks faced at each stage of growth and work closely with you to arrange the right level of cover, whether you’re a sole trader or managing a large workforce and multiple projects. With access to a wide panel of specialist insurers, we ensure your business is fully protected with comprehensive, competitive cover that grows with you.

We Specialise in Contractors Insurance

CHAS are one of the leading companies offering Contractors Insurance within the UK. Our very unique experience and skilled team have built up an exceptional knowledge base that puts us at the forefront when it comes to finding you the very best commercial insurance for your business.

Our brokers will be able to listen to your needs and advise you on the right cover for your business. Because of our experience we are also able to ensure that you also receive this insurance at the right price for you and your business.

We would love to be able to discuss your requirements in more detail. Contact us to see how CHAS Insurance can help you.

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See What Our Customers Say

Corporate

“Running a construction business comes with enough challenges, so having a broker who makes insurance simple is a huge relief. They explained everything clearly, found us the right cover, and are always on hand when we need them. It gives us real peace of mind on every job.”

Kelly, Creative Building Projects Ltd

Tradesman

“Reliable, knowledgeable, and easy to deal with. They understand the construction industry and made sure we had the right cover in place from day one. Highly recommended.”

Tom, Do It All Construction

Corporate

“CHAS Insurance have been our ‘go to’ broker for the past 6 years and have always provided a stress-free renewal process with very competitive rates.”

Steve, Valley Provincial Ltd

Tradesman

“As a small business owner, having the right insurance is essential. They took the time to understand our needs and tailored a policy that gives us real peace of mind. Their customer service is responsive, friendly, and genuinely helpful. It’s refreshing to deal with an insurance provider that actually cares.”

Adrian, Padmans Builders

Corporate

“As a business, finding reliable insurance is non‑negotiable, and this company exceeds this. Their team take the time to understand our operations, identify potential risks, and build a policy that fits how we work—not just a generic package. The best part about our experience with Chas Insurance is that they always go above and beyond to make sure our needs are met and they are very responsive to any questions we may have.”

Sandra – Electroplan

Tradesman

“CHAS Insurance provided us with excellent service when arranging our liability insurance. They secured great cover at a competitive premium and made the whole process straightforward and hassle-free.”

Pankhurst & Clark Tiling Contractors Ltd

Start with Liability, Protect Your Business

At CHAS Insurance, liability insurance is just the beginning. Protecting your business against accidents, damages or injuries gives you peace of mind and opens the door to the wider support your business needs.

From safeguarding your employees with employer’s liability to covering professional mistakes with indemnity insurance, our services are designed to complement each other. We also help you manage risks, stay compliant and build a robust safety net tailored to your business.

Starting with liability coverage means you’re not only protected today, you’re set up for comprehensive support as your business grows.

Secure your business with CHAS Insurance and explore the full range of protection we offer.

We work with contractors accredited by the following organisations…