Fleet Insurance

CHAS Insurance provides flexible, cost-effective Motor Fleet Insurance for businesses with three or more vehicles, combining tailored cover with simplified administration and potential savings.

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Tailored Cover for UK Trades & Contractors

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Transparent Pricing & No Hidden Fees

Fleet Insurance for Business

CHAS Insurance arranges specialist fleet insurance for businesses across the UK, from small contractors running a handful of vans to growing construction firms operating mixed fleets of cars, pickups, tippers and commercial vehicles. We compare options across our specialist insurer panel to secure comprehensive, competitively priced cover under a single policy.

Speak to our team today for a tailored fleet insurance quotation.

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Commercial Fleet Insurance

Commercial fleet insurance allows businesses to insure multiple vehicles under a single policy, replacing the need to manage individual motor policies for each vehicle on your fleet.

All your vehicles are covered under one policy with one renewal date, and the policy is typically arranged on an any-driver basis, meaning authorised employees can drive any vehicle on the fleet without needing to be individually named.

For businesses that rely on their vehicles, whether that’s getting to site, transporting materials or deploying a team across multiple locations, keeping the fleet covered, compliant and on the road is essential. A well-structured commercial fleet policy makes that straightforward.

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See What Our Customers Say

Corporate

“Running a construction business comes with enough challenges, so having a broker who makes insurance simple is a huge relief. They explained everything clearly, found us the right cover, and are always on hand when we need them. It gives us real peace of mind on every job.”

Kelly, Creative Building Projects Ltd

Tradesman

“Reliable, knowledgeable, and easy to deal with. They understand the construction industry and made sure we had the right cover in place from day one. Highly recommended.”

Tom, Do It All Construction

Corporate

“CHAS Insurance have been our ‘go to’ broker for the past 6 years and have always provided a stress-free renewal process with very competitive rates.”

Steve, Valley Provincial Ltd

Tradesman

“As a small business owner, having the right insurance is essential. They took the time to understand our needs and tailored a policy that gives us real peace of mind. Their customer service is responsive, friendly, and genuinely helpful. It’s refreshing to deal with an insurance provider that actually cares.”

Adrian, Padmans Builders

Corporate

“As a business, finding reliable insurance is non‑negotiable, and this company exceeds this. Their team take the time to understand our operations, identify potential risks, and build a policy that fits how we work—not just a generic package. The best part about our experience with Chas Insurance is that they always go above and beyond to make sure our needs are met and they are very responsive to any questions we may have.”

Sandra – Electroplan

Tradesman

“CHAS Insurance provided us with excellent service when arranging our liability insurance. They secured great cover at a competitive premium and made the whole process straightforward and hassle-free.”

Pankhurst & Clark Tiling Contractors Ltd

How Many Vehicles Do You Need for Fleet Insurance?

Fleet insurance can start from as little as two or more vehicles used for business activities, covering all types of vehicles under one fleet insurance policy.

Whether you’re running two vans or managing a large mixed fleet of cars and commercial vehicles, we can arrange cover that scales with your business.

What Does Commercial Fleet Insurance Cover?

The exact cover available depends on your vehicle types, how they’re used and the level of protection you need.

Available cover ranges from third party only to comprehensive. You also have the ability to specify what cover you would like on each individual vehicle.

Any amendments required on the Motor Fleet policy, such as change of vehicle, can simply be requested during the course of the policy as and when they arise. Any additional or return premium is payable based on the time remaining on the policy.

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Fleet Insurance for Contractors and Construction Businesses

Fleet insurance for a construction business is fundamentally different to fleet insurance for a sales team, despite sharing the same generic label. The nature of the vehicles, how they’re used and the environments they operate in create a distinct risk profile that standard fleet underwriters aren’t always equipped to price accurately.

At CHAS Insurance, we work primarily with contractors and construction businesses.

We understand the vehicles you operate, from company cars and transit vans to tippers, pickups and specialist commercial vehicles, and we know how to present your risk to the market in a way that secures competitive, comprehensive cover.

Speak to CHAS Insurance today for a competitive commercial fleet insurance quotation tailored to your business.

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Frequently Asked Questions

How many vehicles do I need to get fleet insurance?

Most insurers offer fleet insurance from two vehicles. Whether you have two vans or a large mixed fleet, we can arrange a single policy that covers them all. Contact our team to discuss your requirements.

Is commercial fleet insurance cheaper than insuring vehicles individually?

In most cases, yes. Consolidating your vehicles onto a single fleet policy is generally more cost-effective than individual policies.