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About CHAS Insurance

CHAS Insurance is a commercial broker specialising in contractor and trade business insurance, using a wide insurer panel to provide tailored cover at competitive prices.

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    Tailored Cover for UK Trades & Contractors

    Rapid Claims Support, 24/7

    Transparent Pricing & No Hidden Fees

    About Us

    CHAS Insurance is a national commercial broker, providing tailored business insurance for SMEs, corporate businesses, contractors, building trade companies and members of trade organisations.

    While we specialise in contractor and construction-related insurance, we can also arrange comprehensive cover for businesses across a wide range of sectors.

    Our expertise lies in understanding each client’s risks and sourcing the right insurance products at competitive prices. We work closely with businesses to provide cost-effective cover, clear advice and a high level of service from start to finish.

    We are proud to support businesses with specialist insurance solutions that help save time, protect operations and provide confidence for the future.

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    Contract Signing

    Business Insurance

    CHAS Insurance provides tailored, cost-effective commercial business insurance by sourcing flexible cover from a wide panel of insurers to suit any trade or industry.

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    Public Liability

    Public Liability Insurance protects your business against costly third-party claims for injury or property damage caused by your negligence, making it essential for any business that interacts with the public.

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    Employers Liability

    Employers Liability Insurance is a legal requirement that protects your business against compensation claims from employees who are injured or become ill as a result of their work.

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    Fleet of Vans

    Fleet Insurance

    CHAS Insurance provides flexible, cost-effective Motor Fleet Insurance for businesses with three or more vehicles, combining tailored cover with simplified administration and potential savings.

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    Professional Indemnity Insurance

    Professional indemnity insurance protects businesses that provide advice or professional services against claims of negligence, mistakes, or breaches of confidentiality that result in a client’s financial loss.

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    Commercial Combined Insurance

    CHAS Insurance has a number of specialist schemes for Commercial Combined and Small Business Insurance for all types of trade.

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    Construction site

    Contractors All Risk Insurance

    CHAS Insurance provides Contractors All Risks cover for construction projects, materials, and third-party liabilities, with flexible options for single or multiple projects.

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    Commercial Legal Expense Insurance

    CHAS Insurance offers tailored Commercial Legal Expenses Insurance, helping businesses protect against legal disputes, tax investigations, employment issues, and property claims with expert support at the right price.

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    Directors & Officers Insurance

    CHAS Insurance provides Directors & Officers Insurance, protecting company leaders and their businesses from legal claims, personal liabilities, and employment disputes in an increasingly litigious environment.

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    Our Simple Three-Step Process

    Contact Us
    Contact us by completing our online contact form or give us a call.

    Answer Questions
    You’ll receive a series of questions to answer to give us more information.

    We’ll Be In Touch
    We’ll contact you within 48 hours to discuss your insurance quote and get set up.

    Specialists in the Market

    CHAS Insurance understands the needs of contracting trades and is able to arrange appropriate cover at realistic and competitive premiums. Whether you need Public Liability Insurance, Commercial Legal Expenses Insurance or Mini Fleet Insurance, our extensive insurer panel gathered from both the composite insurance market and Lloyds of London, allows us to scour the marketplace, doing our very best to find you the right level of cover, at the right price.

    Accredited trade organisation members can benefit from a range of discounts from our panel of insurers for commercial business insurance, subject to satisfying the terms and conditions of the insurer. At CHAS Insurance we can offer a complete insurance overview and report, identifying your insurance needs and requirements, including a free site visit. Unlike other well-known specialist brokers who have one insurance provider for contractors, we utilise a panel of insurers in order to provide the best terms in both premium and policy cover. Whatever type of business you have, we have the right policy for you.

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    We work with contractors accredited by the following organisations…

    CHAS
    Gas Safe Register
    Safe Contractor
    SMAS Worksafe
    IOSH
    NICEIC
    Construction Line

    CHAS Insurance Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Conduct Authority Register www.fca.org.uk/register under reference 594605. Registered address: 20 Market Hill, Southam, Warwickshire, England, CV47 0HF. Registered in England and Wales 08299252 | CHAS Insurance do occasionally sell products that are not regulated by the FCA.

    Chas Insurance has been supplied data pertaining to Chas Members by the operators of the Contractors Health and Safety Assessment Scheme. We have no business connection with CHAS / the Contractors Health and Safety Assessment Scheme. CHAS / the Contractors Health and Safety Assessment Scheme receive no payments from Chas Insurance.