Contractors All Risk Insurance

CHAS Insurance provides Contractors All Risks cover for construction projects, materials, and third-party liabilities, with flexible options for single or multiple projects.

Get a quick quote

Tailored Cover for UK Trades & Contractors

Rapid Claims Support, 24/7

Transparent Pricing & No Hidden Fees

Contractors All Risk Insurance

Types of Insurance

Contractors All Risks (Contract Works) Insurance tends to fall into two separate policy areas;

The first policy area covers temporary and permanent construction works plus materials should they be damaged or the materials stolen prior to completion. Contract Works can be taken out to cover new builds, refurbishments, repairs or extensions.

The second policy area covers liability for third party claims made in respect of injury, death or damage to a third party property.

Contractors All Risks (Contracts Work) Insurance from CHAS Insurance covers both.

Let’s discuss your options

Our Simple Three-Step Process

Answer Questions
You’ll receive a series of questions to answer to give us more information.

We’ll Be In Touch
We’ll contact you within 48 hours to discuss your insurance quote and get set up.

And there’s more …

The policy can be taken out in the name of the contractor, the property owner or in joint names, depending on the wording of the contract.

Most commonly, Contractors All Risks (Contracts Works) Insurance is an annual policy covering all projects but it is also available to cover just a single project.

Contract Works Insurance can be extended to include cover for such things as plant; hired plant, site huts, show homes and tools.

Talk to us today

See What Our Customers Say

Corporate

“Running a construction business comes with enough challenges, so having a broker who makes insurance simple is a huge relief. They explained everything clearly, found us the right cover, and are always on hand when we need them. It gives us real peace of mind on every job.”

Kelly, Creative Building Projects Ltd

Tradesman

“Reliable, knowledgeable, and easy to deal with. They understand the construction industry and made sure we had the right cover in place from day one. Highly recommended.”

Tom, Do It All Construction

Corporate

“CHAS Insurance have been our ‘go to’ broker for the past 6 years and have always provided a stress-free renewal process with very competitive rates.”

Steve, Valley Provincial Ltd

Tradesman

“As a small business owner, having the right insurance is essential. They took the time to understand our needs and tailored a policy that gives us real peace of mind. Their customer service is responsive, friendly, and genuinely helpful. It’s refreshing to deal with an insurance provider that actually cares.”

Adrian, Padmans Builders

Corporate

“As a business, finding reliable insurance is non‑negotiable, and this company exceeds this. Their team take the time to understand our operations, identify potential risks, and build a policy that fits how we work—not just a generic package. The best part about our experience with Chas Insurance is that they always go above and beyond to make sure our needs are met and they are very responsive to any questions we may have.”

Sandra – Electroplan

Tradesman

“CHAS Insurance provided us with excellent service when arranging our liability insurance. They secured great cover at a competitive premium and made the whole process straightforward and hassle-free.”

Pankhurst & Clark Tiling Contractors Ltd

We work with contractors accredited by the following organisations…