Five Claims That Increased Over Lockdown

20 June 2020

With most of us spending more time in our homes over the last quarter of the year, it will come as no surprise that reported accidents at home have indeed increased. This is seen most prevalently in fire claims – with a 91% increase in claims between March and May alone, according to Lloyds Bank.

With the summer months now in full swing, there will be many more fire hazards in our homes and surroundings such as BBQs, chimineas and fire pits, as well as electrical items left on for prolonged periods such as fans and coolers.

Tim Downes, senior claims manager at Lloyds Bank, said: “With the nation spending more time at home, there’s an increased risk of accidents, including house fires.

Many of us already know it’s important to take care around things like barbecues and candles, but homeowners also need to take care around the less obvious things – phones left charging in warm rooms, mirrors next to sunny windows and even appliances like air conditioners and tumble dryers can all be unexpected sources of fires.

“The positive side of more of us being at home means that should a fire occur, it’s more likely to be put out quickly.”

Fire coverage is included in most homeowners insurance policies, however if you are unsure whether you are covered or you would like to take out a home policy with us, please do not hesitate to contact us and we will be happy to help.In the meantime, here are a few tips to help you stay safe with a specific view to reduce fire risks;

1) When cooking outside take the right steps beforehand – ensure that your BBQ or outdoor cooking equipment is away from fences, overhanging items and garden equipment, and ensure it is on a stable and flat surface.

2) Ensure that your BBQs and outdoor equipment are properly extinguished when you have finished using them – this also applies to candles that you might be using to light up outdoor areas. Remember that BBQs and embers can stay hot for hours after you have finished using them so do not move your BBQ into the shed for at least three hours after use.

3) When using items which may be plugged in and charging for hours, such as fans or mobile phones, take care to ensure they are placed on open surfaces such as tables and not on soft furnishings, as devices and switches can overheat during the warmer spells of weather.

4) A common cause of fires in households come from tumble dryers – to avoid this remove the lint from your dryer every time after use and ensure exterior vents are open on the machine to avoid excessive overheating.