About CHAS Insurance

Just a few words to help you to get to know us better

About Us

CHAS Insurance is a commercial insurance broker that specialises in business insurance for contractors, building trade companies and members of trade organisations.

Our expertise is focused on obtaining the very best range of products and competitive prices. We provide our full range of insurance services and products to contractors and businesses throughout the UK.

CHAS Insurance understand the needs of contracting trades and are able to arrange appropriate cover at realistic and competitive premiums. Whether you need Public Liability Insurance, Commercial Legal Expenses Insurance or Mini Fleet Insurance, our extensive insurer panel gathered from both the Composite Insurance market and Lloyds of London allows us to scour the marketplace, doing our very best to find you the right level of cover, at the right price.

CHAS Insurance Benefits:

Competitive Tailored insurance policies to the specific trade/industry from a panel of leading insurers.

The policies we provide include policy extensions that provide tangible additional cover for your specific trade. Get a quotation for:

  • Public Liability Insurance
  • Employers Liability Insurance
  • Professional Indemnity Insurance
  • Commercial Combined (Small Business) Insurance
  • Business Interruption
  • Contractors All Risks (Contract Works)
  • Directors & Officers Liability
  • Group Personal Accident
  • Motor Fleet
  • Small / Mini Motor Fleet
  • Product Liability

Accredited trade organisation members can benefit from a range of discounts from our panel of insurers on commercial business insurance, subject to satisfying the terms and conditions of the insurer.

At CHAS Insurance we can offer a complete insurance overview and report identifying your insurance needs and requirements. A free site visit and fact finding completion (includes full report detailing alternate market quotes with Member discount, needs, requirements and Executive summary).

Unlike other well-known specialist brokers who have one insurance provider for contractors, we utilise a panel of insurers in order to provide the best terms in both premium and policy cover.

It is also our policy to only place insurance cover with insurers who can satisfy the stringent security and financial ratings of Standard & Poor’s and A.M. Best Limited.

Whatever your type of contracting trade, we have the right policy for you.

At CHAS Insurance, we think about things differently.


With the demand that we are experiencing at CHAS we are proud to announce the launch of our specialist Fleet division. The level of experience that our Fleet team have in the market helps us to find you some great prices on policies with some great benefits.

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Frequently Asked Questions

We are often asked similar questions about our insurance products and the requirements that different business have. If you have a question about what we offer then the answer may be here. If you need more specific advice then please get in touch.

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The B.E.E.F.

The British Entrepreners and Enterprise Federation is the fasting growing business benefits club in the UK. The range of benefits is truly amazing from £500,000 legal expenses cover to massive savings on car purchases. Click the link below to join today.

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Our articles section contains our knowledge bank of information about the Commercial Insurance and how it can effect your business. The team of experts at CHAS use this section to share their knnowledge to help you get the right cover.

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CHAS Insurance Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Conduct Authority Register www.fca.org.uk/register under reference 594605. Registered address: 20 Market Hill, Southam, Warwickshire, England, CV47 0HF. Registered in England and Wales 08299252 | CHAS Insurance do occasionally sell products that are not regulated by the FCA.

Copyright © 2018 - CHAS Insurance

Chas Insurance has been supplied data pertaining to Chas Members by the operators of the Contractors Health and Safety Assessment Scheme. We have no business connection with CHAS / the Contractors Health and Safety Assessment Scheme. CHAS / the Contractors Health and Safety Assessment Scheme receive no payments from Chas Insurance.